Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia homeowners, drivers, and business owners.
Georgia auto rates have been falling since the state’s lawsuit reform started working through the market. We covered that shift in our rate-drop guide. Statewide rate cuts are…
Read article →Your renewal date is the single best moment to lower your car insurance bill, and in a market where Georgia rates are falling, it is worth more than…
Read article →We now place NFIP flood insurance for Georgia homes and businesses. Here is what the federal flood program covers, where it fits Georgia's flood risk, and where private flood does the job better.
Read article →Your declarations page is the one-page summary of everything your insurance policy covers. Here is what is on it, where to find it, and why your agent needs it to help you.
Read article →Renters insurance costs $12 to $20 per month in Georgia and covers your personal belongings, personal liability, and temporary housing if your apartment is damaged. Most tenants skip it. Here is why that is a mistake.
Read article →Georgia requires workers compensation for any business with three or more employees, including part-time workers. Here is exactly how the law works, what the coverage includes, and what most small business owners get wrong.
Read article →A business owners policy bundles commercial property and general liability into one policy for Georgia small businesses. Here is what it covers, what it misses, and which carriers are competitive in Georgia.
Read article →Ransomware, data breaches, and fraudulent wire transfers are the three most common cyber claims for Georgia small businesses. Here is what cyber insurance covers and what to expect.
Read article →General liability insurance covers bodily injury, property damage, and advertising injury claims against your Georgia business. Here is exactly what it covers, what it misses, and how much you actually need.
Read article →Professional liability insurance covers financial losses your clients claim were caused by your services or advice. General liability does not cover this. Here is who needs it, how claims-made policies work, and what it costs in Georgia.
Read article →A personal umbrella policy adds $1 million or more above your home and auto limits for $150 to $300 per year in Georgia. Most families with assets to protect should have one. Here is how it works and who needs it.
Read article →Three common gaps in Georgia homeowners policies: dwelling limits, wind/hail deductibles, and flood.
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
