Market Updates
Why North Atlanta Homeowners Are Underinsured Right Now
Rebuild costs across Forsyth, Fulton, Gwinnett, and Hall have outrun the dwelling limits many policies still carry.
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Plain-language market updates insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Market Updates
Rate Cut vs. Dividend vs. Refund: What Insurers Actually Give Back
Georgia drivers heard three different kinds of good news in 2026: companies "cutting rates," one insurer paying a "dividend," and talk of premium "refunds." These sound interchangeable. They…
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Market Updates
Is Your Georgia Home Underinsured? How to Check Dwelling Coverage in 2026
Dwelling coverage pays to rebuild at today's construction prices, not what the house would sell for. How to check yours.
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Market Updates
Georgia Car Insurance Rates Are Dropping in 2026: How to Actually Get the Savings
Georgia regulators announced five auto rate actions between February and May 2026. The savings are not automatic. See why rates are falling and how to actually capture the drop.
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Market Updates
What makes an insurance premium go up or down at renewal?
An insurance premium changes at renewal because insurers reprice each policy against updated claims experience, rising repair and rebuilding costs, and changes in the policyholder's own risk profile.…
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Market Updates
How much does a coverage review cost?
What does a coverage review with Olive Cover cost? A coverage review with Olive Cover is completely free, with no cost and no obligation. There is no fee,…
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Market Updates
Will filing a claim raise my premium?
Filing a claim does not automatically raise your premium. Whether your rate changes depends on three factors: the type of claim, your carrier's rating guidelines, and your claims…
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Market Updates
My renewal went up. Should I shop around?
A renewal increase is a reasonable trigger to check whether your current carrier is still the right fit at the right price. Rates across Georgia have risen for…
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Market Updates
What is a deductible and how does it affect my premium?
A deductible is the amount you agree to pay out of your own pocket on a covered claim before your insurance starts paying. With a $1,000 deductible on…
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Market Updates
What discounts can I qualify for on home and auto insurance?
Georgia homeowners and auto policyholders commonly qualify for more discounts than they realize. Stacking several can cut a combined premium by several hundred dollars a year without reducing…
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Market Updates
Is pet insurance worth the cost?
Is pet insurance worth the cost in Georgia? For most Georgia pet owners, pet insurance is worth the cost if you would struggle to pay a large, sudden…
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