Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Georgia law requires liability insurance to register a motorcycle, but state minimums are often far below what a serious accident costs. Riders who carry only minimum limits absorb…
Read article →What Is the Difference Between Agreed Value and ACV on a Boat Policy? The difference comes down to how much your policy pays if your boat is totaled…
Read article →Does boat insurance cover your boat while it is stored or on a trailer in Georgia? Yes, in most cases boat insurance covers your boat while it is…
Read article →Renters insurance covers hotel costs and other temporary living expenses when a covered loss forces you out of your rental. This protection is called additional living expenses (ALE),…
Read article →Does a collector auto policy cover the vehicle while at a car show or event? Collector auto insurance is built around the way enthusiasts actually use their vehicles:…
Read article →Collector auto insurance uses agreed value because a classic or collector car does not lose value the way an ordinary car does, and actual cash value (ACV) would…
Read article →Loss of rents coverage replaces the rental income you lose when a covered loss makes your property temporarily uninhabitable. It is part of most landlord insurance policies and…
Read article →What is the difference between a landlord policy and a homeowners policy? The core difference is who lives in the home. A homeowners policy covers a property you…
Read article →Does standard Georgia condo insurance cover earthquake damage? For most Georgia condo owners, earthquake coverage is optional rather than required. A standard HO-6 condo policy treats earth movement…
Read article →What Does an HO-6 Condo Policy Cover? A condo owners policy, often called an HO-6, protects the parts of your home and life that the condo association's master…
Read article →In almost every case, a motorcycle cannot be added to a standard personal auto insurance policy. Motorcycles are rated and insured differently from passenger vehicles, and a standard…
Read article →Cyber insurance sometimes covers wire transfer fraud and social engineering attacks, but only when the policy is written to include that protection, and usually under a separate sub-limit…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
