Coverage
What is pet insurance?
What is pet insurance and how does it work? Pet insurance is coverage that helps pay veterinary bills when your dog or cat gets sick or injured. You...
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Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Coverage
What is equine liability insurance?
Equine liability insurance covers claims that arise when a horse injures another person or damages property. If a horse kicks a visitor, bites a child, escapes through a...
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Coverage
How much does equine insurance cost?
For most horse owners, equine insurance costs roughly 2.5% to 4% of the horse's value each year for mortality coverage, plus additional cost for major medical or liability...
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Coverage
What types of equine insurance are available?
Equine insurance is sold as a collection of separate coverages that owners combine based on how their horses are used, what they are worth, and what financial risk...
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Coverage
How much commercial crime coverage do I need?
The right amount of commercial crime coverage depends on how much money and property could realistically be stolen from your business at one time. Many small businesses land...
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Coverage
What is the difference between fidelity bonds and crime insurance?
A fidelity bond covers losses caused by dishonest acts of your own employees, while commercial crime insurance is broader and also covers theft, fraud, and financial crimes committed...
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Coverage
Can I get pet insurance for older animals?
Yes, you can usually get pet insurance for older animals, but the terms change as your pet ages. Many insurers will enroll senior dogs and cats, though some...
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Coverage
What should I do immediately after my insurance claim is denied?
A claim denial is not the end of the road. Most denials can be appealed, and some are reversed when the policyholder submits additional documentation or challenges the...
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Coverage
What are the most common reasons an insurance claim gets denied?
Insurance claims get denied for a short list of reasons. Knowing them before a loss gives you time to close the gaps in your coverage before a denial...
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Coverage
What is the insurance claims process step by step?
What is the first step when filing an insurance claim? The first step is notification. Contact your insurance company or agent as soon as possible after the loss....
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Coverage
What happens if I wait too long to file an insurance claim?
What happens if you wait too long to file an insurance claim? Waiting too long to file an insurance claim can cost you the entire claim. Most policies...
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Coverage
What information do I need to report when filing a homeowners or auto claim?
What information do you need to file a homeowners claim? When you file a homeowners claim, the core information is your policy number, contact details, and a clear...
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