Coverage guides, market updates, and local risk insights, in plain language. No jargon, no sales pitch.
Georgia requires workers compensation for any business with three or more employees, including part-time workers. Here is exactly how the law works, what the coverage includes, and what most small business owners get wrong.
Read article →A business owners policy bundles commercial property and general liability into one policy for Georgia small businesses. Here is what it covers, what it misses, and which carriers are competitive in Georgia.
Read article →Ransomware, data breaches, and fraudulent wire transfers are the three most common cyber claims for Georgia small businesses. Here is what cyber insurance covers and what to expect.
Read article →Georgia homeowners who have not updated their dwelling coverage since 2020 are likely underinsured. Construction costs rose 35 to 45 percent. Here is how to check your coverage and what to do about it.
Read article →General liability insurance covers bodily injury, property damage, and advertising injury claims against your Georgia business. Here is exactly what it covers, what it misses, and how much you actually need.
Read article →Cherokee, Forsyth, Gwinnett, and north Fulton County each have distinct insurance market dynamics. Carrier appetite, hail exposure, and fire protection ratings all affect pricing differently across North Atlanta.
Read article →Professional liability insurance covers financial losses your clients claim were caused by your services or advice. General liability does not cover this. Here is who needs it, how claims-made policies work, and what it costs in Georgia.
Read article →A personal umbrella policy adds $1 million or more above your home and auto limits for $150 to $300 per year in Georgia. Most families with assets to protect should have one. Here is how it works and who needs it.
Read article →Three common gaps in Georgia homeowners policies: dwelling limits, wind/hail deductibles, and flood.
Read article →Personal auto policies exclude business use. If employees drive for your Georgia business, you need commercial auto coverage. Here is when it applies, what hired and non-owned auto covers, and which carriers are competitive.
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
