Businesses that install and service electrical wiring and equipment (U.S. Census NAICS 238210), from residential electricians to commercial wiring firms.
U.S. Census NAICS 238210: Electrical Contractors and Other Wiring Installation Contractors
What can go wrong for electrical contracting businesses?
- A wiring fault later blamed for a fire or equipment damage.
- An electrician injured on the job.
- A claim years after the work that ties back to the installation.
What insurance does an electrical contracting business need?
Electrical contractors typically carry general liability for property damage and injury, workers compensation once staffed, commercial auto for service vehicles, and tools and equipment coverage. Completed-operations coverage matters here because an electrical claim can surface long after the job is done.
What does Georgia require?
Georgia requires workers compensation at three or more employees, including officers (Georgia State Board of Workers Compensation, O.C.G.A. Sec. 34-9-2(a)(2)). Electrical licensing typically requires proof of liability insurance.
Source: Georgia State Board of Workers Compensation (O.C.G.A. Sec. 34-9-2(a)(2)).
Explore more Georgia insurance facts and statistics, each cited to a government or research source →
OUR COMMERCIAL CARRIER PANEL
Which carriers cover electrical contracting businesses?
We shop your business across our commercial panel and bring back the options that actually fit. No loyalty to any single company.