Businesses that provide pet care such as boarding, grooming, sitting, and walking, other than veterinary care (U.S. Census NAICS 812910).
U.S. Census NAICS 812910: Pet Care (except Veterinary) Services
What can go wrong for pet care businesses?
- A pet injured, lost, or worse while in your care.
- A dog bite or injury to a customer or staff member.
- Property damage at your facility.
- A staff member hurt handling animals.
What insurance does a pet care business need?
Pet care businesses typically carry general liability, professional liability, and animal bailee coverage specifically, plus workers compensation once staffed. Animal bailee coverage handles injury to or loss of an animal in your care, which a standard general liability policy usually excludes, and it is the line most specific to this business type.
What does Georgia require?
Georgia requires workers compensation at three or more employees (Georgia State Board of Workers Compensation, O.C.G.A. Sec. 34-9-2(a)(2)).
Source: Georgia State Board of Workers Compensation (O.C.G.A. Sec. 34-9-2(a)(2)).
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