Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Does a standard boat insurance policy cover Lake Lanier? A standard boat insurance policy covers you on Lake Lanier. Policies are written with a defined navigation territory, and…
Read article →Standard homeowners insurance covers boats only in a narrow, limited way (see what boat insurance covers in Georgia). Most policies include a small sublimit for watercraft, typically $1,000…
Read article →Is my motorcycle covered during winter storage? Most motorcycle policies keep your bike covered during winter storage, provided you keep the policy active. Canceling or suspending coverage to…
Read article →It depends on the coverage you carry. Most states, including Georgia and Alabama, require motorcycle riders to carry liability insurance at the same minimum limits as a standard…
Read article →What is an experience modification rate for workers compensation? An experience modification rate, usually called an experience mod or e-mod, is a number that adjusts your workers compensation…
Read article →Does general liability insurance cover damage to a client's property I am working on? Most of the time, no. Damage to a client's property that is in your…
Read article →Does a standard CGL policy include completed operations coverage? Yes. Most standard commercial general liability (CGL) policies include products-completed operations coverage as a built-in component. This coverage applies…
Read article →No. A business owners policy (BOP) does not cover employees hurt at work. Workers compensation insurance covers that. The two policies serve different populations: a BOP covers property…
Read article →If you carry only general liability, you have coverage for injuries or property damage to others, but no protection for your own equipment, inventory, or income if a…
Read article →Yes. Olive Cover is the consumer brand of Olive Insurance Services, LLC, a licensed independent property and casualty insurance agency, licensed in Georgia and Alabama. The licensed legal…
Read article →Does working with an independent agent cost more than buying direct? No. Working with an independent agent does not cost more than buying directly from an insurer. The…
Read article →An independent agent works for you rather than for any single insurance company. That distinction shapes everything from how your coverage is shopped to what happens when your…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
