Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Does boat insurance cover my vessel while it is in storage? Boat insurance typically covers your vessel whether it is on the water, parked in your driveway, sitting...
Read article →Yes. If a covered loss makes your rental unlivable, loss of use coverage on a renters policy pays the extra costs of living somewhere else while repairs happen....
Read article →Georgia does not require personal umbrella insurance, but standard home and auto liability coverage limits often fall short of what a serious lawsuit produces. An umbrella policy adds...
Read article →Adding a teen driver to your Georgia auto insurance will raise your premium, often substantially, because teen drivers are statistically far more likely to be in a crash....
Read article →Mostly no. A standard Georgia homeowners policy is built to protect your personal life, not your business activities. Business liability is usually excluded or sharply limited. If a...
Read article →The farther your rural Georgia property sits from a fire station, the higher your property insurance rate is likely to be. Distance from fire protection is one of...
Read article →Horses and livestock can be insured in Georgia. The structure that fits depends on what animals are owned, how they are used, and what they are worth. What...
Read article →Farm insurance and standard homeowners insurance are not interchangeable. A homeowners policy is designed for a residence. A farm policy is designed for a property that also operates...
Read article →What does personal liability coverage on a condo policy actually pay for? Yes. A standard condo unit owner policy includes personal liability coverage. It pays on your behalf...
Read article →Does condo insurance cover HOA special assessments? Condo insurance can cover HOA special assessments, but only through a specific coverage called loss assessment coverage, and only up to...
Read article →The most common coverage gap for Georgia condo owners sits between the condo association's master policy and the owner's individual unit policy. Most owners do not realize this...
Read article →Georgia landlords can legally require renters insurance from tenants as a condition of the lease. The requirement protects both sides: the tenant's belongings and personal liability are covered...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
