Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
The most common coverage gap for Georgia condo owners sits between the condo association's master policy and the owner's individual unit policy. Most owners do not realize this…
Read article →What types of vehicles qualify for collector auto insurance? Collector auto insurance covers vehicles kept as hobby or investment cars rather than daily drivers. That includes classic and…
Read article →Georgia landlords can legally require renters insurance from tenants as a condition of the lease. The requirement protects both sides: the tenant's belongings and personal liability are covered…
Read article →Georgia HO-6 policies do not automatically cover water backup from drains or sewers. The standard condo form treats this as a separately excluded peril, and an endorsement is…
Read article →The difference between a bare walls and an all-in HOA master policy is where the association's coverage stops and your personal condo coverage must begin. A bare walls…
Read article →Georgia homeowners policies typically include personal liability coverage, and that coverage generally extends to dog bite injuries. If a dog bites someone, the liability portion of the policy…
Read article →Many home consulting businesses in Georgia cross into professional liability territory because homeowners and general liability policies do not cover financial harm from professional work. Professional liability, also…
Read article →In Georgia, boat insurance covers damage to your watercraft, injuries or property damage you cause to others on the water, and a range of extras built for life…
Read article →Why is homeowners insurance not enough coverage for a boat in Georgia? Georgia homeowners insurance was not designed to cover watercraft. Homeowners policies cover the house and personal…
Read article →A collector auto policy in Georgia is built for limited pleasure use, not daily driving. The allowed uses are spelled out in the policy, and staying within them…
Read article →If your classic car is totaled on a collector auto policy, you receive an agreed value, not a depreciated market value. That single difference is the main reason…
Read article →Does Georgia law require motorcycle insurance? Georgia law requires motorcycle insurance for any bike ridden on public roads. The state classifies motorcycles as motor vehicles under O.C.G.A. Section…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
