Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
An umbrella policy sits above your existing auto, home, boat, or rental property policies and only activates after those underlying limits are exhausted. Because of that structure, carriers…
Read article →Are small businesses actually targeted by cyber attackers? For most small businesses, if your company stores customer information, takes payments, or relies on computers and the internet to…
Read article →Cyber insurance covers the financial losses a business faces after a cyber attack, data breach, or digital extortion event. Standard commercial property and liability policies carry an exclusion…
Read article →A standard business owners policy (BOP) does not cover data breaches or ransomware attacks unless cyber coverage is specifically added by endorsement or structured as a separate policy.…
Read article →A standard personal auto policy does not cover you while you are logged into DoorDash, Uber, Lyft, Instacart, or any similar rideshare or delivery app. Nearly every personal…
Read article →Uninsured motorist coverage, often called UM, pays for your injuries and sometimes your vehicle damage when you are hit by a driver who has no insurance or not…
Read article →Liability coverage on an auto policy pays for injuries and property damage you cause to someone else when you are at fault in a crash. It protects the…
Read article →What makes a personal insurance risk "specialty"? Olive Cover, the consumer brand of Olive Insurance Services, LLC, arranges specialty personal insurance for Georgia and Alabama households whose risks…
Read article →Loss of rents coverage pays the rental income a property owner loses when a covered peril, fire, windstorm, hail, vandalism, or a burst pipe, forces tenants out during…
Read article →What is a landlord policy and who does it cover? A landlord policy, sometimes called a dwelling fire policy, covers individual owners renting out a small number of…
Read article →Most business owners policies (BOPs) include business interruption coverage as a standard component, not an optional add-on. That bundling is central to what a BOP does: it pairs…
Read article →Does a standard homeowners policy cover a burst pipe? Yes, in most cases. A standard homeowners policy generally covers sudden and accidental water damage that originates inside your…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
