Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Professional liability insurance, also called errors and omissions (E&O) insurance, protects service providers when a client claims that their professional advice, work, or services caused a financial loss....
Read article →A Business Owners Policy, commonly called a BOP, bundles commercial property insurance and general liability insurance into one policy, typically at a lower combined premium than buying each...
Read article →Workers compensation insurance pays for medical care and lost wages when an employee is injured or becomes ill because of their job. The employee, in exchange, generally gives...
Read article →What is an admitted carrier? An admitted carrier is an insurance company licensed by a state's insurance department (Georgia's is the Office of Commissioner of Insurance). Admitted carriers...
Read article →An umbrella policy is extra liability insurance that sits above your existing home and auto policies. When a covered claim exhausts the liability limits on an underlying policy,...
Read article →What is collision coverage? Collision coverage pays to repair or replace your vehicle after it makes contact with something, another car, a guardrail, a fence, a tree, a...
Read article →No, modular and manufactured homes are not insured the same way. The difference affects both what you pay and what protection you get. The two home types follow...
Read article →Mobile home insurance in Georgia typically costs somewhere in the range of $700 to $1,800 per year for most single-wide and double-wide homes, though your price can fall...
Read article →The core difference is how you live in the RV. Recreational RV insurance is for people who use their motorhome or travel trailer for vacations, weekend trips, and...
Read article →Does personal auto insurance cover renting your car on Turo? Most personal auto insurance policies treat renting your vehicle through Turo, HyreCar, or any peer-to-peer platform as commercial...
Read article →Can you cancel an insurance policy at any time in Georgia? Georgia policyholders can cancel an insurance policy at any time. The key rule is this: never cancel...
Read article →A binder of insurance is a temporary document that puts coverage in force before the full policy is issued. It confirms the key terms of the insurance, including...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
