Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Your homeowners policy states its settlement basis in the loss-settlement provision, usually referenced on the declarations page or spelled out in a policy endorsement - and many homeowners…
Read article →Yes, in many cases a personal umbrella policy can cover lawsuits that arise from social media posts. Most umbrella forms include personal injury coverage, which in insurance terms…
Read article →Actual cash value changes what a claim pays by subtracting depreciation before the insurer writes the check - the older the damaged property, the smaller that check gets,…
Read article →Olive Cover uses RLI Insurance for Georgia clients who need a standalone personal umbrella policy, meaning extra liability protection that sits on top of existing home and auto…
Read article →The Hartford has written personal property and casualty insurance for over 200 years. In Georgia, it offers personal auto, homeowners, and umbrella coverage, and it is available through…
Read article →What makes a home non-standard for insurance? Stillwater is one of a small number of carriers that actively writes what the industry calls the non-standard market, the properties…
Read article →What makes Nationwide a fit for Georgia farm and rural property? Nationwide, available through Olive Cover, has a farm program built specifically for the exposures a working Georgia…
Read article →Sugar Hill homeowners face a specific set of coverage gaps that matter most: wind and hail protection, water damage from plumbing and weather events, accurate rebuild cost, and…
Read article →What types of insurance do Lawrenceville healthcare professionals typically need? Lawrenceville healthcare professionals generally need a layered set of policies because a single homeowners or auto policy will…
Read article →Scheduled jewelry insurance covers you worldwide in most cases, but the answer depends on how your pieces are insured. Standard homeowners coverage and a scheduled jewelry floater treat…
Read article →What does mysterious disappearance mean in jewelry insurance? Mysterious disappearance means an item is gone and there is no explanation for how, when, or where it was lost.…
Read article →Does jewelry need an appraisal to be properly insured? For higher-value pieces, an appraisal is typically needed to fully protect jewelry through a policy. Your standard homeowners or…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
