Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
What does a scheduled articles floater cover? A scheduled articles floater covers a listed item against a broader range of perils than a standard homeowners or renters policy,…
Read article →A Georgia renters policy pays for personal property up to the overall limit chosen on the policy, but several categories inside that limit are capped lower, or excluded…
Read article →What does renters insurance cover in Georgia? Renters insurance covers three core exposures: your personal belongings, your personal liability coverage, and your living costs if your rental becomes…
Read article →Are motorcycle passengers covered under a Georgia motorcycle policy? Whether a passenger is covered depends on which coverages appear on your policy. Georgia does not require motorcycle policies…
Read article →How long does loss of rents pay after a Georgia fire or storm? Loss of rents pays for what insurers call the period of restoration: the stretch of…
Read article →Georgia landlord insurance is a separate policy category from homeowners insurance. When you rent out a property, the occupancy change and risk profile shift in ways a standard…
Read article →What is a scheduled items endorsement and how does it differ from standard homeowners coverage? Standard homeowners policies cover most personal property, but they apply category caps to…
Read article →Which personal items are worth scheduling on a Georgia homeowners policy? An item is worth scheduling when its value exceeds the built-in category limits on a standard homeowners…
Read article →What is the difference between a scheduled articles floater and a standalone jewelry policy? The main difference is where the coverage lives and how it is structured. A…
Read article →No. Georgia does not require a statewide short-term rental permit or license. Permit authority for short-term rentals rests with individual cities and counties, not with any state agency.…
Read article →What structures and equipment does a Georgia farm policy cover? A Georgia farm and rural property insurance policy covers farm structures and farm equipment as categories separate from…
Read article →Does a standard homeowners policy cover a lost or missing ring in Georgia? Whether jewelry insurance covers a lost ring depends entirely on how the piece is insured.…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
