Local Risk Guides

Plain-language local risk insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.

Local Risk

Do I need separate insurance for my Lake Lanier boat?

Does homeowners insurance cover a boat on Lake Lanier? A standard homeowners insurance policy provides only very limited watercraft coverage, typically capped at $1,000 to $1,500, and excludes…

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Local Risk

How do Alpharetta HOA policies affect my coverage?

How does an Alpharetta HOA affect your homeowners insurance? Alpharetta HOA policies affect your coverage in two ways: they can require you to carry certain coverage, and they…

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Local Risk

What insurance gaps do Alpharetta tech workers typically have?

Alpharetta's technology sector concentrates a high proportion of high-earning professionals: software engineers, product managers, solution architects, and IT consultants. Many moved here from other states and picked up…

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