Local Risk Guides

Plain-language local risk insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.

Local Risk

Do I need separate insurance for my Lake Lanier boat?

Does homeowners insurance cover a boat on Lake Lanier? A standard homeowners insurance policy provides only very limited watercraft coverage, typically capped at $1,000 to $1,500, and excludes…

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Local Risk

What weather and flood risks matter in Lawrenceville?

What weather threats cause the most homeowner losses in Lawrenceville? Lawrenceville sits in Gwinnett County, where three weather threats drive the most homeowner losses: severe thunderstorms with damaging…

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