Plain-language claims insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Getting multiple repair estimates after a property claim is not only permitted, it is frequently recommended by consumer protection agencies and state regulators. Independent bids give you an…
Read article →What does an insurance adjuster do? An insurance adjuster is the professional assigned by your insurer to evaluate your claim. Their job is to inspect the physical damage,…
Read article →What is the legal timeline for an insurance carrier to respond to a claim in Georgia? Georgia law requires your insurance carrier to respond to your claim within…
Read article →Denied claims are overturned more often than most policyholders expect. The path to reversal depends on why the claim was denied in the first place. What are the…
Read article →If your insurer has offered a settlement you believe is too low or has wrongly denied your claim, the first step is to request a written explanation of…
Read article →Yes, temporary repairs before the adjuster visits are permitted. Most homeowners policies actually require them. After a covered loss, policyholders carry a duty to mitigate, meaning they must…
Read article →Where do I find my insurance carrier's claims phone number? The fastest place to look is your insurance ID card, the physical card in your wallet or the…
Read article →When you call your insurer after an accident, have your policy number, the date, time, and location of the crash, a description of what happened, and the other…
Read article →Are my agent's phone number and my carrier's claims number the same? No. Your agent's phone number and your carrier's claims number are two separate contacts that serve…
Read article →If you cannot reach your carrier after hours, you can almost always still report a claim. Most insurance companies operate a 24-hour claims line that is separate from…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
