Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
New construction homeowners in Cumming face coverage issues that buyers of existing homes typically do not. Setting the right dwelling coverage limit, timing the policy correctly, and understanding…
Read article →What insurance do military families at Fort Benning, Georgia need? Military families stationed at Fort Benning face insurance needs that most civilian households never encounter: deployments, frequent permanent…
Read article →Rural properties in Cherokee and Forsyth counties carry insurance exposures that most standard homeowners policies are not built to handle automatically. Distance from fire protection, multiple structures spread…
Read article →Most collector auto policies cap annual driving distance, with common tiers at 2,500, 5,000, or 7,500 miles per year. Some carriers now offer flexible or unlimited-mileage options at…
Read article →What is condo loss assessment coverage? Loss assessment coverage pays your personal share when your condo or homeowners association bills all unit owners for a covered loss that…
Read article →After a covered total loss on a collector auto policy, the payout is the agreed value figure set when the policy was written, minus the deductible - there…
Read article →Collector auto policies are built around a trade-off: the insurer accepts that the vehicle will be kept in secure, enclosed storage rather than parked outside like a daily…
Read article →What does renters insurance typically cost in Georgia? Renters insurance in Georgia typically starts between $12 and $20 a month for a basic policy. That range reflects a…
Read article →A business owners policy (BOP) caps eligibility on specific numbers, not just business type: annual revenue, square footage, and number of employees. Most insurers cap BOP eligibility under…
Read article →When a crash you cause costs more than your liability limits, your insurance company pays up to the limit and stops. The remaining balance becomes a personal debt…
Read article →Olive Cover uses AIG, through its Private Client offering, for Georgia families with high-value homes, valuable collections, and complex personal risk that a standard insurer is not built…
Read article →In some programs, yes. Discount-only programs shrink or remove the discount if a score is poor, while full rating programs can use the driving data to raise the…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
