Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Georgia auto rates have been falling since the state's lawsuit reform started working through the market. We covered that shift in our rate-drop guide. Statewide rate cuts are...
Read article →Does auto insurance follow the car or the driver in Georgia? In Georgia, auto insurance generally follows the car, not the driver. The policy attached to the vehicle...
Read article →Does a standard boat insurance policy cover Lake Lanier? A standard boat insurance policy covers you on Lake Lanier. Policies are written with a defined navigation territory, and...
Read article →No. A business owners policy (BOP) does not cover employees hurt at work. Workers compensation insurance covers that. The two policies serve different populations: a BOP covers property...
Read article →Yes. Olive Cover is the consumer brand of Olive Insurance Services, LLC, a licensed independent property and casualty insurance agency, licensed in Georgia and Alabama. The licensed legal...
Read article →Can a Georgia landlord legally require renters insurance? Yes. Georgia law does not prohibit landlords from requiring tenants to carry renters insurance, and courts have consistently treated the...
Read article →Deciding how much condo insurance to carry in Georgia comes down to three questions: what the association's master policy covers, what it would cost to rebuild your unit's...
Read article →Georgia law does not require renters insurance. No state statute forces a tenant to buy a policy. But the law not requiring something and a landlord not requiring...
Read article →Georgia homeowners liability coverage applies to dog bite claims. When someone is bitten by your dog, the personal liability section of a standard HO-3 policy can pay the...
Read article →Do Georgia private companies need management liability insurance? Many Georgia private companies need management liability insurance, even if they are not publicly traded. A common assumption is that...
Read article →Georgia nonprofits face the same legal exposure as for-profit organizations, but they often have fewer resources to absorb it. Directors and officers insurance, D&O, covers board members, officers,...
Read article →Georgia's agricultural economy is one of the largest in the Southeast, and farm insurance need concentrates where production volume, asset values, and weather exposure are highest: South Georgia,...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
