Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Georgia auto rates have been falling since the state's lawsuit reform started working through the market. We covered that shift in our rate-drop guide. Statewide rate cuts are…
Read article →Does auto insurance follow the car or the driver in Georgia? In Georgia, auto insurance generally follows the car, not the driver. The policy attached to the vehicle…
Read article →Can a Georgia landlord legally require renters insurance? Yes. Georgia law does not prohibit landlords from requiring tenants to carry renters insurance, and courts have consistently treated the…
Read article →Georgia law does not require renters insurance. No state statute forces a tenant to buy a policy. But the law not requiring something and a landlord not requiring…
Read article →Georgia homeowners liability coverage applies to dog bite claims. When someone is bitten by your dog, the personal liability section of a standard HO-3 policy can pay the…
Read article →Georgia's agricultural economy is one of the largest in the Southeast, and farm insurance need concentrates where production volume, asset values, and weather exposure are highest: South Georgia,…
Read article →Does boat insurance cover my vessel while it is in storage? Boat insurance typically covers your vessel whether it is on the water, parked in your driveway, sitting…
Read article →Yes. If a covered loss makes your rental unlivable, loss of use coverage on a renters policy pays the extra costs of living somewhere else while repairs happen.…
Read article →Georgia does not require personal umbrella insurance, but standard home and auto liability coverage limits often fall short of what a serious lawsuit produces. An umbrella policy adds…
Read article →Adding a teen driver to your Georgia auto insurance will raise your premium, often substantially, because teen drivers are statistically far more likely to be in a crash.…
Read article →Mostly no. A standard Georgia homeowners policy is built to protect your personal life, not your business activities. Business liability is usually excluded or sharply limited. If a…
Read article →The farther your rural Georgia property sits from a fire station, the higher your property insurance rate is likely to be. Distance from fire protection is one of…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
