Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
A standard homeowners policy is built for a home you occupy, not one you rent to paying guests. The moment you list your Georgia home on Airbnb, VRBO,...
Read article →Yes, in most cases. Homeowners insurance in Georgia covers dog bite claims through the liability coverage portion of the policy. That coverage can pay for the injured person's...
Read article →What types of specialty personal insurance are available through Olive Cover in Georgia? Specialty personal insurance in Georgia is handled by carriers that focus on coverage beyond standard...
Read article →No, your primary homeowners policy in Georgia does not cover a separate vacation home. Each property requires its own policy. Standard homeowners insurance only protects the home listed...
Read article →A manufactured or mobile home in Georgia is insured with a specialized manufactured home policy, not a standard homeowners policy. These homes are built differently from site-built homes...
Read article →Whether standard Georgia auto or homeowners coverage applies to an RV depends on the type of vehicle and how it is used. In most cases, neither policy provides...
Read article →Georgia law requires liability insurance to register a motorcycle, but state minimums are often far below what a serious accident costs. Riders who carry only minimum limits absorb...
Read article →Does standard Georgia condo insurance cover earthquake damage? For most Georgia condo owners, earthquake coverage is optional rather than required. A standard HO-6 condo policy treats earth movement...
Read article →Cyber insurance sometimes covers wire transfer fraud and social engineering attacks, but only when the policy is written to include that protection, and usually under a separate sub-limit...
Read article →What security controls lower a Georgia business's cyber insurance premium? Stronger security controls reduce your cyber insurance premium because insurers price policies based on how likely a breach...
Read article →What does Georgia law require for commercial auto insurance? Georgia requires every registered commercial vehicle to carry minimum liability insurance. The state mandates 25/50/25 coverage - $25,000 for...
Read article →Georgia nonprofits face liability claims, leadership disputes, and property losses that can drain operating reserves within a single fiscal year. Three coverages do the most work against those...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
