Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Philadelphia Insurance Companies writes commercial coverage for a set of industries that most standard carriers either exclude outright or price poorly: nonprofits, social service organizations, schools, faith communities,...
Read article →Berkley Aspire fills a specific role in Georgia commercial insurance: it serves businesses that cannot get coverage from a standard market carrier and need the surplus-lines market instead....
Read article →Yes. Collector auto insurance is built differently from a standard auto policy, and for classic, antique, and collectible vehicles it is almost always the better fit. The differences...
Read article →When Does Olive Cover Use Selective Instead of the NFIP for Flood Insurance? Olive Cover uses Selective for flood coverage instead of the National Flood Insurance Program, or...
Read article →Why Does BHHC Use Pay-As-You-Go Billing for Workers Comp? BHHC, which stands for Berkshire Hathaway Homestate Companies, uses pay-as-you-go billing for workers compensation because it ties your premium...
Read article →Mobile home insurance in Georgia typically costs somewhere in the range of $700 to $1,800 per year for most single-wide and double-wide homes, though your price can fall...
Read article →Can you cancel an insurance policy at any time in Georgia? Georgia policyholders can cancel an insurance policy at any time. The key rule is this: never cancel...
Read article →Georgia law does not mandate builders risk insurance on every construction project. The requirement almost always comes from lenders, property owners, and general contractors, not from the state....
Read article →Dram shop liability is a legal doctrine that holds alcohol-serving businesses responsible when an intoxicated patron later injures someone. The name traces back to colonial-era taverns that sold...
Read article →What does liquor liability insurance cost for Georgia businesses? For most Georgia businesses, liquor liability insurance runs roughly $1,000 to $7,500 a year, though a high-volume bar or...
Read article →Georgia does not have a blanket state mandate requiring liquor liability insurance for every alcohol license type. In practice, most businesses that sell or serve alcohol carry it...
Read article →A claim denial is not the end of the road. Most denials can be appealed, and some are reversed when the policyholder submits additional documentation or challenges the...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
