Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Uninsured motorist (UM) coverage pays your medical bills, lost wages, and other damages when a driver with no insurance causes a crash that injures you. Most policies pair…
Read article →Professional liability insurance, also called errors and omissions (E&O) insurance, protects service providers when a client claims that their professional advice, work, or services caused a financial loss.…
Read article →A Business Owners Policy, commonly called a BOP, bundles commercial property insurance and general liability insurance into one policy, typically at a lower combined premium than buying each…
Read article →Workers compensation insurance pays for medical care and lost wages when an employee is injured or becomes ill because of their job. The employee, in exchange, generally gives…
Read article →What is an admitted carrier? An admitted carrier is an insurance company licensed by a state's insurance department (Georgia's is the Office of Commissioner of Insurance). Admitted carriers…
Read article →What does uninsured motorist coverage pay for? Uninsured motorist (UM) coverage pays for your medical bills, lost wages, and related costs when an at-fault driver has no liability…
Read article →An umbrella policy is extra liability insurance that sits above your existing home and auto policies. When a covered claim exhausts the liability limits on an underlying policy,…
Read article →What is collision coverage? Collision coverage pays to repair or replace your vehicle after it makes contact with something, another car, a guardrail, a fence, a tree, a…
Read article →No, modular and manufactured homes are not insured the same way. The difference affects both what you pay and what protection you get. The two home types follow…
Read article →Mobile home insurance in Georgia typically costs somewhere in the range of $700 to $1,800 per year for most single-wide and double-wide homes, though your price can fall…
Read article →The core difference is how you live in the RV. Recreational RV insurance is for people who use their motorhome or travel trailer for vacations, weekend trips, and…
Read article →Does personal auto insurance cover renting your car on Turo? Most personal auto insurance policies treat renting your vehicle through Turo, HyreCar, or any peer-to-peer platform as commercial…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
