Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
What documentation do Georgia insurers require to cover jewelry? To insure jewelry in Georgia, you generally need proof of what each piece is and what it is worth.…
Read article →Why does a Georgia homeowners policy often fall short on jewelry coverage? Your Georgia homeowners policy is usually not enough to cover your jewelry because of a built-in…
Read article →When a Georgia boat accident produces damages above your liability limit, the excess becomes a personal obligation - the policy stops paying at its limit, and whatever remains…
Read article →How do I insure custom motorcycle parts above the standard limit? A standard Georgia motorcycle policy includes a small built-in limit for custom parts and accessories, often around…
Read article →What motorcycle liability limits are common above Georgia's legal minimum? Georgia requires motorcycle riders to carry at least $25,000 per person, $50,000 per accident in bodily injury liability…
Read article →A loss of rents limit on a Georgia landlord policy is calculated by multiplying the monthly rent by the number of months the coverage is set to run,…
Read article →When can a Georgia condo association assess unit owners for a loss? A Georgia condo association can bill unit owners for a special assessment whenever a covered loss…
Read article →Nearly one-third of National Flood Insurance Program claims from 2014 to 2024, 29 percent, came from properties located outside FEMA's current high-risk flood zones, according to the NFIP.…
Read article →NFIP caps building coverage at $250,000 and contents coverage at $100,000 for a single-family home, and settles contents claims on an actual cash value basis with a standard…
Read article →An appraisal changes a Georgia jewelry claim from a capped, disputed payout to a full, pre-agreed one. A $9,000 ring left on a standard homeowners policy, unscheduled, is…
Read article →Mysterious disappearance is an insurance term for property that vanishes without evidence of theft, forced entry, or any identifiable cause. A standard Georgia homeowners policy does not cover…
Read article →For most Georgia homeowners, scheduling jewelry on a homeowners policy is the simpler and more affordable path. A standalone jewelry policy fits situations involving very high-value collections or…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
