Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Georgia HO-6 policies do not automatically cover water backup from drains or sewers. The standard condo form treats this as a separately excluded peril, and an endorsement is...
Read article →The difference between a bare walls and an all-in HOA master policy is where the association's coverage stops and your personal condo coverage must begin. A bare walls...
Read article →Georgia homeowners policies typically include personal liability coverage, and that coverage generally extends to dog bite injuries. If a dog bites someone, the liability portion of the policy...
Read article →Many home consulting businesses in Georgia cross into professional liability territory because homeowners and general liability policies do not cover financial harm from professional work. Professional liability, also...
Read article →In Georgia, boat insurance covers damage to your watercraft, injuries or property damage you cause to others on the water, and a range of extras built for life...
Read article →Why is homeowners insurance not enough coverage for a boat in Georgia? Georgia homeowners insurance was not designed to cover watercraft. Homeowners policies cover the house and personal...
Read article →A collector auto policy in Georgia is built for limited pleasure use, not daily driving. The allowed uses are spelled out in the policy, and staying within them...
Read article →Does Georgia law require motorcycle insurance? Georgia law requires motorcycle insurance for any bike ridden on public roads. The state classifies motorcycles as motor vehicles under O.C.G.A. Section...
Read article →Georgia residents have access to a range of personal insurance products beyond standard homeowners and auto policies. Standard policies cover a wide area but leave predictable gaps: flood...
Read article →To insure a Georgia Airbnb or VRBO properly, you generally need a short-term rental policy or a commercial-style policy built for hosting, not a standard homeowners or landlord...
Read article →Does a homeowners policy cover a product-based business run from home in Georgia? Standard homeowners policies cover personal property and personal liability, not business operations. Once you make,...
Read article →A standard Georgia homeowners policy does not cover injuries to clients who visit a home office. The business activities exclusion removes coverage the moment a visitor arrives at...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
