Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Can volunteer board members be personally sued for nonprofit decisions in Georgia? Yes. Volunteer board members of Georgia nonprofits can be held personally liable for decisions made in...
Read article →Georgia law requires nonprofits with three or more paid employees to carry workers' compensation coverage. Beyond that statutory floor, the coverage a nonprofit must carry in practice is...
Read article →A Georgia business faces employment practices liability risk from the everyday relationship between employer and employee. These claims are among the most common a small business will see,...
Read article →A directors and officers (D&O) claim against a Georgia private company is triggered when someone alleges that the people running the business made a management decision that harmed...
Read article →North Atlanta home values have climbed sharply over the past decade, and rebuild costs have followed. In communities like Alpharetta, Roswell, and Johns Creek, the cost to rebuild...
Read article →Flooding touches every region of Georgia, not just the coast. Inland counties deal with flash floods from intense thunderstorms, swollen rivers, overwhelmed stormwater systems, and runoff from rapidly...
Read article →What is the most expensive homeowners insurance mistake Georgia homeowners make? Insuring a home for its market value or mortgage balance instead of its rebuild cost is the...
Read article →How Does Georgia Insurance Differ From Other States? Georgia insurance differs from other states in ways shaped by state law, local weather, and regional risk patterns. These differences...
Read article →Olive Cover is the consumer brand of Olive Insurance Services, LLC, an independent property and casualty agency licensed to place insurance in every county across Georgia, all 159...
Read article →General liability is the foundation every Georgia contractor needs, but it does not cover most of what can go wrong on an active job. Equipment gets stolen, trucks...
Read article →Yes. Restaurants and bars that serve alcohol in Georgia almost always need a separate liquor liability policy, or a liquor liability endorsement on their business owners policy, because...
Read article →Duluth sits at the intersection of several commercial corridors, Pleasant Hill Road, Peachtree Industrial Boulevard, and the town center redevelopment, drawing a dense mix of restaurants, retail shops,...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
