Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
National General writes Georgia auto insurance for drivers who fall outside the strict profile that standard market carriers require. These situations are called non-standard risks, meaning the driver…
Read article →Employers Insurance is a strong fit for Georgia small businesses that need workers compensation coverage and run relatively low-hazard operations, such as offices, retail shops, restaurants, salons, and…
Read article →Philadelphia Insurance Companies writes commercial coverage for a set of industries that most standard carriers either exclude outright or price poorly: nonprofits, social service organizations, schools, faith communities,…
Read article →Berkley Aspire fills a specific role in Georgia commercial insurance: it serves businesses that cannot get coverage from a standard market carrier and need the surplus-lines market instead.…
Read article →Mobile home insurance in Georgia typically costs somewhere in the range of $700 to $1,800 per year for most single-wide and double-wide homes, though your price can fall…
Read article →Can you cancel an insurance policy at any time in Georgia? Georgia policyholders can cancel an insurance policy at any time. The key rule is this: never cancel…
Read article →Georgia law does not mandate builders risk insurance on every construction project. The requirement almost always comes from lenders, property owners, and general contractors, not from the state.…
Read article →Dram shop liability is a legal doctrine that holds alcohol-serving businesses responsible when an intoxicated patron later injures someone. The name traces back to colonial-era taverns that sold…
Read article →What does liquor liability insurance cost for Georgia businesses? For most Georgia businesses, liquor liability insurance runs roughly $1,000 to $7,500 a year, though a high-volume bar or…
Read article →Georgia does not have a blanket state mandate requiring liquor liability insurance for every alcohol license type. In practice, most businesses that sell or serve alcohol carry it…
Read article →The insurance appraisal process is a built-in way to settle a disagreement about how much a covered loss is worth, without going to court. It applies when a…
Read article →What types of insurance does a Georgia small business need? Georgia small businesses face risks ranging from a customer injury on-site to a data breach exposing client records.…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
