Coverage
Does homeowners insurance cover a vacant house?
Most homeowners policies cover a home you live in, and they include a clause that limits or excludes certain claims once the house has been vacant for a...
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Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Coverage
What is commercial crime insurance?
Commercial crime insurance protects a business from financial losses caused by theft, fraud, and dishonesty, whether the wrongdoer is an employee, an outside criminal, or a scammer who...
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Coverage
Can I add identity theft coverage to my homeowners policy?
Can I add identity theft coverage to my homeowners policy? Identity theft coverage is available as an endorsement on most homeowners policies, a separate add-on that modifies what...
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Coverage
How is identity theft insurance different from credit monitoring?
Credit monitoring watches your credit reports in real time and sends an alert when something changes: a new account opened in your name, a hard inquiry you did...
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Coverage
What is identity theft insurance?
What does identity theft insurance actually cover? Identity theft insurance covers the recovery costs after someone steals your personal information and uses it to commit fraud. The coverage...
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Coverage
How much does equipment breakdown coverage cost?
What does equipment breakdown coverage typically cost for a small business? For most small businesses in Georgia, equipment breakdown coverage costs roughly $50 to $300 per year when...
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Coverage
Does equipment breakdown cover spoilage of refrigerated goods?
Yes. When a covered equipment breakdown shuts down your refrigeration, equipment breakdown insurance can pay for the perishable goods that spoil as a result. Spoilage protection is one...
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Coverage
What's the difference between equipment breakdown and commercial property?
Commercial property insurance pays when an outside force damages your building or contents. Equipment breakdown insurance pays when your own machinery fails from an internal cause. They cover...
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Coverage
When does builders risk coverage end?
Builders risk coverage is temporary by design. It protects a structure during construction and ends once the project is complete, or earlier, depending on which of several defined...
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Coverage
Who is responsible for builders risk: owner or contractor?
Construction contracts determine who buys builders risk insurance on any given project. In Georgia, state law does not assign this responsibility, so when a contract is silent, both...
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Coverage
What does pet insurance cover?
Pet insurance covers the cost of veterinary care when your dog or cat gets sick or injured, working much like a health plan for your pet. You pay...
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Coverage
Does homeowners insurance cover pet bites?
Often yes. A standard homeowners policy includes liability coverage that can pay for injuries your pet causes to other people, including dog bites. If your dog bites a...
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