Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
A homeowners policy in Georgia excludes business activities through a business activities exclusion built into the policy. Homeowners insurance is designed to protect your home and personal life,...
Read article →Fire protection class has a significant effect on rural Georgia insurance rates. The class measures how well an area is equipped to fight a structure fire, and the...
Read article →Many Georgia hobby farms need farm insurance or at least a farm endorsement, because a standard homeowners policy excludes farming activity. The question is not whether you call...
Read article →Motorcycle insurance can cover theft in Georgia, but only if your policy includes comprehensive coverage. The liability insurance Georgia requires does not protect your bike from theft: it...
Read article →Georgia law requires every motorcycle rider to carry liability insurance before taking the bike on public roads. The minimum limits, set by O.C.G.A. § 33-34-4, are 25/50/25: $25,000...
Read article →Pet insurance in Georgia covers veterinary bills when your dog or cat gets sick or injured, and depending on the plan it can also help pay for routine...
Read article →Does a personal auto policy cover a motorhome in Georgia? A personal auto policy does not extend to a motorhome. A motorhome drives itself, so Georgia law treats...
Read article →What Does Identity Theft Insurance Actually Cover? Identity theft insurance helps you recover after someone steals your personal information and uses it to commit fraud. It does not...
Read article →Event and wedding insurance in Georgia covers two main risks: financial losses if your event is canceled or disrupted, and liability if someone is injured or property is...
Read article →Standard home and auto policies cover the risks most people share: fire, theft, liability, and collision. They were not designed to cover what makes your life different from...
Read article →What assets does umbrella insurance protect in Georgia? Georgia umbrella insurance extends liability coverage beyond the limits of your auto, homeowners, or renters policy. When a court judgment...
Read article →Georgia homeowners who rent their property even occasionally likely need short-term rental coverage, because a standard homeowners policy is not built for paying guests. The moment you accept...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
