Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
The decision to file a claim or pay out of pocket comes down to the size of the loss relative to the deductible and the potential impact on...
Read article →When a covered loss forces you out of your home during repairs, most standard homeowners policies include a provision called additional living expense coverage, sometimes referred to as...
Read article →A homeowners deductible is the amount you pay out of pocket before your insurance pays on a covered claim. It applies per claim: the carrier subtracts your deductible...
Read article →The hours immediately after a loss shape how a claim unfolds. Actions taken early, or skipped entirely, can affect whether documentation holds up, whether coverage applies, and how...
Read article →The insurance appraisal process is a built-in way to settle a disagreement about how much a covered loss is worth, without going to court. It applies when a...
Read article →When a tow exceeds the mileage cap on a roadside assistance plan, the tow still happens. The plan absorbs the covered distance, and the miles beyond the limit...
Read article →What are the main structures for roadside towing coverage? Roadside assistance towing coverage varies by policy, and the range is wider than most drivers expect. Plans generally fall...
Read article →Roadside assistance is an optional add-on that attaches to your auto policy, covering services like towing, a battery jump-start, fuel delivery, a tire change, and lockout help. Before...
Read article →Roadside assistance is not automatically part of a standard auto policy. Most carriers offer it as an optional add-on selected when building coverage. A few carriers bundle a...
Read article →What does roadside assistance cover? Roadside assistance covers the common breakdowns and mishaps that leave you stranded, dispatching help to your location so you can get back on...
Read article →How often should personal insurance coverage be reviewed? Personal insurance is typically reviewed at least once a year, usually at renewal, and again whenever a major life change...
Read article →What is bundling home and auto insurance? Bundling means placing your home and auto insurance with the same carrier. Carriers reward multi-policy customers with a discount because keeping...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
